On 30May2024 @yonks created a Farcaster.xyz post:
3win – A Cooperative Protocol to Replace the Debt Primitive using Onchain Technology
https://warpcast.com/yonks/0x52c3f69a
Google Docs: [DRAFT] [Whitepaper] 3win Cooperative Protocol
🌐｜https://docs.google.com/document/d/16yhmv8U9HhaihN7xx6XelCK7RR75t7atv268V3PpgNE/edit?usp=sharing